soooo, it's been a while since we looked at our finances in scrutiny, and to be honest, we've been able to survive with the help of others, and that's the only reason we've been able to survive. Turns out if it wasn't for the friends we have and support of family, we would be haemorrhaging something in the region of £500 a month. Although this used to be something I thought of as a problem a few years ago, those were the days when I had £10k in the bank to soften the news. Today, I have £300 and half of that at least has to go on buying food up until Christmas.
So, finally, I think my wife and I are about to give up. We just can't live so far apart, leeching off others, especially when there is no hope in sight. None. Not for at least four years, and then only in the form of being able to slowly claw back. In all, I would miss about six or seven years of being a dad to my three kids, and for what? So I can say I didn't give up on paying back a stupid debt that wasn't my fault in the first place.
So that's it. Time for plan B.